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Handyman Specials: how to spot a diamond in the rough
Handyman specials—properties that are in need of repair—are without a doubt the best properties to invest in. Whether you purchase one to live in or to improve it for resale or rent, you can buy it at an attractive, below-market price and quickly add value with a few minor repairs (although some require much more work). But these opportunities won’t come to your door. You have to find a neighborhood and make it your second home until you know what properties in the area are worth and why people want to live there. Keep in mind the following pointers: |
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Car loan refinancing—an overlooked option
Perhaps you’ve considered refinancing your There are several options to choose from when deciding where to find a lender to refinance your car loan. Most companies that do mortgage refinancing also do car loan refinancing. Credit unions do more refinancing of car loans than anyone else, so they are a good place to start. Compare companies using your favorite search engine or go to bankrate.com and use its search engine. Often, you can find companies that have no fee at all, whereas some have a small application fee. You may also have to obtain a new car title; contact your state department of motor vehicles to find out about the fees involved. Right now, new car loans have an average interest rate of around 7% nationwide. If your current loan has a smaller interest rate than that, you obviously don’t want to refinance at this time. However, watch for interest rates to fall below your current interest rate and act then. Just keep in mind that the interest rates for a loan on a used car, which will apply to your situation, is usually a little higher than the interest rate for a loan on a new car. |
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Using a lawn aerator for a healthy lawn
Nearly every lawn could benefit from the use of a lawn aerator. A lawn aerator is a tool that will help turn the soil and create holes in the top portion of the soil. It The soil often becomes compacted due to various human activities, such as when your lawn is being walked on, played on, or even driven on. Unfortunately, this wear and tear slowly begins to suffocate the grass and eventually kills it. A lawn aerator can come to the rescue by fixing—or preventing—these problems. Use your lawn aerator regularly, such as in the autumn and spring, and especially before planting seeds. Do not use your lawn aerator on dry soil or on soil that is deeply waterlogged; use it only when the soil is damp. With efficient use of this handy tool, you will help your lawn and gardens thrive . . . for beautiful results. |
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Eating the right foods for a healthy you
Many people forget about the nutritional value of foods when planning their meals. After all, it’s so much easier to just stop at their favorite fast-food restaurant on their way home from work and order the usual standbys. Here are some questions to ask yourself for planning healthier meals: Are you eating fruits and vegetables? The majority of us do not eat adequate amounts to keep us healthy. Experts recommend that we eat 5 to 9 servings every day. |
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